Class Summary

Last Updated: December 30, 2025

Whether you want to head to the oldest city in the country or the nation’s largest retirement community, Florida has an endless list of benefits for retirees contemplating the move. When you compare Florida to other states, your Retirement Score can stretch to 87y 6m based on our average Silvur couple profile. As you’re making the changes and gearing up for the move, make sure you remember: 

• Healthcare. Long-term healthcare, Medicaid and other medical needs will cost you more as a Florida resident than if you were living in New York, for example.
• Home prices. Florida is one of the hottest states—and not just for the weather. The home prices in the state are, on average, higher compared to the rest of the country. If you’re moving from a state with a lower cost of living, you’ll need to budget accordingly for your new home costs.
• Estate planning. If you haven’t created a last will and testament, do it right now. Florida usually requires a trust and a last will that’s signed with two non-family witnesses present. Luckily, if you already have these documents that were validated somewhere else, they should still be valid in Florida. Remember probate court is public, which means probate documents are public record. If you want to avoid probate for your family after you die, consider getting a trust instead. 

Retiring in Florida might be a great move, but it’s also a big move. Cover all your bases before you head to the beach. Now, what are you waiting for? Go to our Cost of Living calculator to see what your Retirement Score will be if you moved to Florida.